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Key figures › Mortgage approvals for house purchase

Mortgage approvals for house purchase: history

Bank of England publishes 401 monthly values for this series, from Apr 1993 to Aug 2026. The latest is 54,918 for Aug 2026. The highest value in the series is 132,806, first reached in Dec 2003; the lowest is 9,360, first reached in May 2020. Ten years before 2026, in 2016, the yearly value was 67,517; in 2026 it was 59,477.38.

Latest
54,918
Aug 2026
Highest
132,806
Dec 2003
Lowest
9,360
May 2020
132,80615,888 30 Apr 199331 Aug 2026
Every value in the official series, 30 Apr 1993 to 31 Aug 2026.

Source: Bank of England, Bank of England database series LPMVTVX. Read from the publisher's data file, refreshed every six hours. Download the full series (CSV).

Mortgage approvals for house purchase by year

Each year shows the average of that year's values, the value on the last working day and the year's high and low, worked out from the Bank of England's daily series.

YearAverageEnd of yearHighLow
202659,477.3854,91865,02154,918
202564,120.0861,42166,31559,720
202462,887.5866,96567,86856,057
202348,114.2552,54154,67039,808
202262,648.8341,51673,96241,516
202178,145.4272,79897,18768,337
202068,295.58103,404107,8039,360
201965,799.9267,64267,64262,144
201865,120.5864,42868,29563,004
201766,466.0862,31768,58262,317
201667,51768,38172,43961,404
201567,64271,26672,21458,916
201465,156.3360,17973,94559,573
201361,253.8371,89571,89552,153
201250,991.0854,57055,54947,292
201149,285.5851,65152,96542,855
201047,571.2541,70150,25841,701
200949,307.0858,01858,01832,389
200843,619.8331,63771,30826,373
2007104,15774,445119,06874,445
2006119,063121,241126,251110,641
200599,782123,228123,22881,636
2004104,351.4283,424127,55473,624
2003114,250.58132,806132,80696,601
2002118,491.08112,542124,804111,311
2001104,704108,933113,41197,829
200093,502103,385103,38582,384
199994,618.7591,525101,11580,874
199886,24682,78091,84082,780
199796,986.8386,160106,07782,699
199690,335.58101,425101,74679,502
199576,395.4285,66585,66569,048
199484,734.5887,21090,62378,156
199383,373.4482,29487,75680,138

Latest monthly values

PeriodValue
Aug 202654,918
Jul 202655,928
Jun 202658,116
May 202656,330
Apr 202665,021
Mar 202662,951
Feb 202662,347
Jan 202660,208
Dec 202561,421
Nov 202564,581
Oct 202564,778
Sep 202566,104
Aug 202565,364
Jul 202565,811
Jun 202564,637
May 202562,566
Apr 202559,720
Mar 202563,484
Feb 202564,660
Jan 202566,315
Dec 202466,965
Nov 202465,897
Oct 202467,868
Sep 202465,635

What this figure measures

Mortgage approvals count the number of loans that lenders have agreed to provide for the purchase of a home in a month, seasonally adjusted. An approval comes before the purchase completes, so this figure gives an early signal of housing transactions and future mortgage lending. It covers loans to individuals for house purchase only: remortgaging and other secured borrowing are counted separately. The Bank of England collects the data from lenders and publishes it in its monthly Money and Credit release.

For the latest value with what it means and how to read it, see Mortgage approvals for house purchase.

These are the publisher's own numbers, repeated without adjustment. Earlier values can be revised when the publisher revises its series; this page always shows the series as it stands today.