Student loan Plan 5 repayment threshold: every value since 2026
The yearly earnings above which employers deduct repayments for this type of student loan (9% of earnings above it; 6% for postgraduate loans). Plan 5 loans: students in England who started on or after 1 August 2023.
£25,000 a year
HM Revenue and Customs gives 1 values for this rate, from £25,000 in 2026 to 2027 to £25,000 in 2026 to 2027.
Earnings threshold
| Tax year | Earnings threshold (a year) | Change on previous value | CPI inflation that calendar year (ONS, D7G7) |
|---|---|---|---|
| 2026 to 2027 | £25,000 | not yet published |
Source: HMRC thresholds 2026.
CPI: ONS series D7G7, for the calendar year the period starts in. About these tables · CSV
Related pages
- Student loan Plan 1 repayment threshold
- Student loan Plan 2 repayment threshold
- Student loan Plan 4 repayment threshold
- Inflation calculator
Sources and receipts
- Rates and thresholds for employers 2026 to 2027, HM Revenue and Customs.
Read 2026-10-15. SHA-256
aaa2e36fbe3668b61363362250a4697273a7b8394bcdfa6109e1c434c0da9e70 - Consumer price inflation time series (MM23), Office for National Statistics.
File: mm23.csv. Read 2026-10-15. SHA-256
1b78749ea634755b83064d88f4fc6f7dd177e0c41d8b573c9d8172b8d3fff641