Where can I find UK lending and mortgage approvals data?
The Bank of England's monthly Money and Credit release covers mortgage approvals for house purchase, net mortgage lending, consumer credit (credit cards, car finance and personal loans) and lending to businesses.
The underlying series are in the Bank's Statistical Interactive Database, which you can download as CSV. Figures are seasonally adjusted unless stated, and recent months are often revised.
The latest figure
Past values
| Year | Average for the year |
|---|---|
| 2026 | 8.98% |
| 2025 | 7.03% |
| 2024 | 7.85% |
| 2023 | 7.8% |
| 2022 | 6.12% |
| 2021 | -3.4% |
Read from the Bank of England data file. Every value since 1994.
This figure is read from the publisher every six hours, so it may be newer than the answer above. More on it: UK consumer credit growth.
When is the next figure out?
Monthly, in the Bank's Money and Credit release near the end of the following month; August 2026 data were published on 29 September 2026
Every official release due in the next two weeks is on the release calendar.
Terms used in this answer
- Seasonally adjustedFigures that have had regular calendar patterns removed, such as Christmas shopping or summer jobs, so that underlying movements between months or quarters can be seen.
- Year-on-year changeThe change between a figure for one period and the same period twelve months earlier, such as March this year compared with March last year.
- Cash termsA money figure stated at the prices of the time it refers to, with no adjustment for inflation. Also called nominal terms.
- Bank RateThe interest rate the Bank of England pays on reserves held by commercial banks. Set by the Monetary Policy Committee, it is often called the base rate.
Where the figures come from
- Bank of England Statistical Interactive DatabaseUse the Bank of England database to check Bank Rate history, mortgage and savings rates, mortgage approvals and M4, with series codes and CSV links.
Related questions
- What is the UK M4 money supply?
- Where can I find average UK mortgage rates?
- What is the Bank of England base rate today?
This answer says where the official figures are published and how they are defined. It gives no verdict on any claim. To report an error, send a correction request. More questions about interest rates, mortgages and money: all Interest rates, mortgages and money questions.