Home contents insurance inflation: annual rate by year since 1989
-6.6%
-11.0%
The ONS gives an annual CPI rate for home contents insurance (COICOP 12.5.2) for every year from 1989 to 2025: 37 years. In 2025 prices in this class were 6.6% lower on average than in 2024, against 3.4% for all CPI items. The highest yearly rate in the series is 25.0% in 1992; the lowest is -8.9% in 1996. The rate for this class was higher than the all-items CPI rate in 14 of the 37 years where both are published. Prices in this class fell on average in 10 years. The index (2015 = 100) stood at 100.0 in 2015 and 129.1 in 2025.
Home contents insurance inflation by year
| Year | Annual rate | Index (2015 = 100) | CPI inflation that calendar year (ONS, D7G7) | Difference |
|---|---|---|---|---|
| 2025 | -6.6% | 129.1 | 3.4% | -10.0 points |
| 2024 | 3.8% | 138.2 | 2.5% | +1.3 points |
| 2023 | 4.8% | 133.2 | 7.3% | -2.5 points |
| 2022 | 22.5% | 127.1 | 9.1% | +13.4 points |
| 2021 | -4.2% | 103.7 | 2.6% | -6.8 points |
| 2020 | -0.3% | 108.3 | 0.9% | -1.2 points |
| 2019 | 0.7% | 108.6 | 1.8% | -1.1 points |
| 2018 | 5.2% | 107.9 | 2.5% | +2.7 points |
| 2017 | 1.8% | 102.6 | 2.7% | -0.9 points |
| 2016 | 0.7% | 100.7 | 0.7% | – |
| 2015 | -2.9% | 100.0 | 0.0% | -2.9 points |
| 2014 | -0.5% | 103.0 | 1.5% | -2.0 points |
| 2013 | -5.9% | 103.5 | 2.6% | -8.5 points |
| 2012 | -2.2% | 110.0 | 2.8% | -5.0 points |
| 2011 | 0.7% | 112.4 | 4.5% | -3.8 points |
| 2010 | 4.7% | 111.6 | 3.3% | +1.4 points |
| 2009 | 2.9% | 106.6 | 2.2% | +0.7 points |
| 2008 | 0.1% | 103.6 | 3.6% | -3.5 points |
| 2007 | 2.6% | 103.5 | 2.3% | +0.3 points |
| 2006 | 0.6% | 100.9 | 2.3% | -1.7 points |
| 2005 | -2.2% | 100.2 | 2.1% | -4.3 points |
| 2004 | 2.5% | 102.5 | 1.3% | +1.2 points |
| 2003 | 6.8% | 100.0 | 1.4% | +5.4 points |
| 2002 | 6.9% | 93.6 | 1.3% | +5.6 points |
| 2001 | 3.9% | 87.5 | 1.2% | +2.7 points |
| 2000 | 9.0% | 84.2 | 0.8% | +8.2 points |
| 1999 | 0.9% | 77.3 | 1.3% | -0.4 points |
| 1998 | 0.2% | 76.6 | 1.6% | -1.4 points |
| 1997 | 0.4% | 76.5 | 1.8% | -1.4 points |
| 1996 | -8.9% | 76.2 | 2.4% | -11.3 points |
| 1995 | -6.0% | 83.6 | 2.6% | -8.6 points |
| 1994 | 3.5% | 89.0 | 2.0% | +1.5 points |
| 1993 | 14.5% | 85.9 | 2.5% | +12.0 points |
| 1992 | 25.0% | 75.0 | 4.2% | +20.8 points |
| 1991 | 6.3% | 60.0 | 7.5% | -1.2 points |
| 1990 | 1.9% | 56.5 | 7.0% | -5.1 points |
| 1989 | 3.7% | 55.4 | 5.2% | -1.5 points |
ONS series D7JE, index D7F2. About these tables · CSV
Latest monthly rates
| Month | 12-month rate |
|---|---|
| August 2026 | -11.0% |
| July 2026 | -11.0% |
| June 2026 | -12.7% |
| May 2026 | -13.4% |
| April 2026 | -13.5% |
| March 2026 | -12.9% |
| February 2026 | -13.7% |
| January 2026 | -15.8% |
| December 2025 | -15.8% |
| November 2025 | -14.7% |
| October 2025 | -11.7% |
| September 2025 | -8.4% |
| August 2025 | -7.2% |
| July 2025 | -7.0% |
| June 2025 | -6.0% |
| May 2025 | -5.1% |
| April 2025 | -3.3% |
| March 2025 | -2.3% |
| February 2025 | -0.2% |
| January 2025 | 3.3% |
| December 2024 | 4.1% |
| November 2024 | 4.3% |
| October 2024 | 4.3% |
| September 2024 | 4.2% |
| August 2024 | 4.4% |
Related pages
Sources and receipts
- Consumer price inflation time series (MM23), Office for National Statistics.
File: mm23.csv. Read 2026-10-15. SHA-256
1b78749ea634755b83064d88f4fc6f7dd177e0c41d8b573c9d8172b8d3fff641