Car and transport insurance inflation: annual rate by year since 1989
-7.6%
3.7%
The ONS gives an annual CPI rate for car and transport insurance (COICOP 12.5.4) for every year from 1989 to 2025: 37 years. In 2025 prices in this class were 7.6% lower on average than in 2024, against 3.4% for all CPI items. The highest yearly rate in the series is 42.2% in 2023; the lowest is -8.7% in 2021. The rate for this class was higher than the all-items CPI rate in 24 of the 37 years where both are published. Prices in this class fell on average in 8 years. The index (2015 = 100) stood at 100.0 in 2015 and 177.6 in 2025.
Car and transport insurance inflation by year
| Year | Annual rate | Index (2015 = 100) | CPI inflation that calendar year (ONS, D7G7) | Difference |
|---|---|---|---|---|
| 2025 | -7.6% | 177.6 | 3.4% | -11.0 points |
| 2024 | 8.6% | 192.2 | 2.5% | +6.1 points |
| 2023 | 42.2% | 177.0 | 7.3% | +34.9 points |
| 2022 | 13.7% | 124.5 | 9.1% | +4.6 points |
| 2021 | -8.7% | 109.5 | 2.6% | -11.3 points |
| 2020 | 2.0% | 119.9 | 0.9% | +1.1 points |
| 2019 | -1.5% | 117.5 | 1.8% | -3.3 points |
| 2018 | -3.9% | 119.2 | 2.5% | -6.4 points |
| 2017 | 10.9% | 124.1 | 2.7% | +8.2 points |
| 2016 | 11.9% | 111.9 | 0.7% | +11.2 points |
| 2015 | 3.0% | 100.0 | 0.0% | +3.0 points |
| 2014 | 2.0% | 97.1 | 1.5% | +0.5 points |
| 2013 | -1.6% | 95.1 | 2.6% | -4.2 points |
| 2012 | 0.7% | 96.6 | 2.8% | -2.1 points |
| 2011 | 23.3% | 96.0 | 4.5% | +18.8 points |
| 2010 | 30.7% | 77.8 | 3.3% | +27.4 points |
| 2009 | 10.3% | 59.5 | 2.2% | +8.1 points |
| 2008 | 1.8% | 54.0 | 3.6% | -1.8 points |
| 2007 | 3.2% | 53.0 | 2.3% | +0.9 points |
| 2006 | 0.0% | 51.4 | 2.3% | -2.3 points |
| 2005 | -1.7% | 51.4 | 2.1% | -3.8 points |
| 2004 | 1.1% | 52.3 | 1.3% | -0.2 points |
| 2003 | 5.5% | 51.7 | 1.4% | +4.1 points |
| 2002 | 2.7% | 49.0 | 1.3% | +1.4 points |
| 2001 | 9.1% | 47.7 | 1.2% | +7.9 points |
| 2000 | 15.8% | 43.8 | 0.8% | +15.0 points |
| 1999 | 12.1% | 37.8 | 1.3% | +10.8 points |
| 1998 | 11.8% | 33.7 | 1.6% | +10.2 points |
| 1997 | 4.4% | 30.2 | 1.8% | +2.6 points |
| 1996 | -7.3% | 28.9 | 2.4% | -9.7 points |
| 1995 | -5.9% | 31.2 | 2.6% | -8.5 points |
| 1994 | 3.2% | 33.1 | 2.0% | +1.2 points |
| 1993 | 13.1% | 32.1 | 2.5% | +10.6 points |
| 1992 | 22.4% | 28.4 | 4.2% | +18.2 points |
| 1991 | 18.9% | 23.2 | 7.5% | +11.4 points |
| 1990 | 6.8% | 19.5 | 7.0% | -0.2 points |
| 1989 | 12.0% | 18.3 | 5.2% | +6.8 points |
ONS series D7JF, index D7F3. About these tables · CSV
Latest monthly rates
| Month | 12-month rate |
|---|---|
| August 2026 | 3.7% |
| July 2026 | 7.6% |
| June 2026 | 6.5% |
| May 2026 | 5.8% |
| April 2026 | 5.6% |
| March 2026 | 4.3% |
| February 2026 | 3.1% |
| January 2026 | 4.0% |
| December 2025 | 1.0% |
| November 2025 | -1.0% |
| October 2025 | -1.5% |
| September 2025 | -4.0% |
| August 2025 | -6.1% |
| July 2025 | -8.5% |
| June 2025 | -8.4% |
| May 2025 | -10.1% |
| April 2025 | -12.9% |
| March 2025 | -13.4% |
| February 2025 | -13.0% |
| January 2025 | -11.0% |
| December 2024 | -10.8% |
| November 2024 | -8.3% |
| October 2024 | -6.0% |
| September 2024 | -2.4% |
| August 2024 | 0.8% |
Related pages
Sources and receipts
- Consumer price inflation time series (MM23), Office for National Statistics.
File: mm23.csv. Read 2026-10-15. SHA-256
1b78749ea634755b83064d88f4fc6f7dd177e0c41d8b573c9d8172b8d3fff641